Phil Baker Insurance Services Inc.

Email Phil Baker Insurance at or call at 610-916-9010


Auto and Home Owners Insurance

Insuring extras on your car.

Did you know the Ford Mustang is one of the most popular vehicles on the road. This 2007 GT was photographed in Bucks county while parked briefly at the proud owner's farm. It was mostly stock, but if you own one of these beauties, or another car that has been modified with ground effects or stereo equipment, you need to be sure that we discuss coverage for the custom equipment. A personal auto policy will not provide for the added equipment cost without endorsing the coverage to the policy. We will gladly discuss this with you. Happy Motoring!

Buying a new or used car

Gap Insurance / Replacement and Repair Coverage

Automobile insurance policies can provide collision coverage for your vehicle up to the fair market value of your car. This value can be lower than the cost of replacing your vehicle. If you have purchased the vehicle with little or no money down, you loan balance may be more than the value of the car as depreciation greatly lowers its value. We can provide GAP insurance as an endorsement to reimburse you for the difference between what you owe and what the car is worth.

Replacement and Repair is an endorsement that provides for the cost of a current model of the same make, size, and equipment. When a vehicle is driven off the dealers lot it is now considered used and depreciation decreases the actual cash value of the vehicle during a claim. If the insured acquires this endorsement, the insurance company would pay the difference in the depreciated value (actual cash value) and the cost to have the same like and kind of vehicle.

Accident Forgiveness can be acquired to many of our auto insurance carriers. The normal surcharge for the first accident will be forgiven if the policyholder has not had a previous accident.

We suggest discussing these valuable endorsements with us when purchasing a new vehicle.

 Your most valuable asset includes your car and home and providing for your financial security. With reliable and customized plans in place, you can be assured that we will “Grow with You” and as your lives change, we will recommend what will safeguard your family’s future.

Our products include:
  • Homeowner's and Renter's Insurance
  • Country Homes and Gentlemen Farms
  • Automobile
  • Personal Umbrella
  • Motorcycle
  • Classic Cars and Hot Rods
  • Classic Boats

Life Insurance
Disability Insurance

 An annual review of your Homeowner’s/Renter’s and Automobile Insurance can keep you from being underinsured. Things change as your life goes on. A review can help make sure you are prepared.

Coverage includes:

  Bodily injury, property damage liability
  Medical payments
  Personal injury
  Underinsured, uninsured motorists
  Comprehensive (other than collision)

Optional coverages:

  Towing and labor
  Rental reimbursement

Free coverages:

Collision deductible waiver - We will pay up to $250 of your collision deductible if you collide with another vehicle insured by Goodville Mutual.

Passenger restraint benefit - We will pay up to an additional $10,000 for actual medical expenses or death benefits if you were wearing your seat belt at the time of an accident.
Click here to get a quote.

Email Phil Baker Insurance at

Phil Baker Insurance Services, Inc. Located in Fleetwood Berks County, Pennsylvania, Phil Baker Insurance offers peace of mind. Equine & Horse Farms offer unique risks as the nature of horses are unpredictable and possibility of injury is inherent. We can help you with equine insurance for boarding in Pa. and equine insurance for training facility in Pa. or a startup boarding stable we can insure your farm with reliable equine insurance in Pa.coverage.

Your source for all of your Equine Insurance Pa., Farm Insurance Pa. needs.
From Pa. State Car Insurance, State Farm Insurance Pa., Equine Insurance Pa., Business Insurance Pa., Home Insurance Pa. and more in the Pa. State

Phil Baker is an agent representing the Goodville Mutual Casualty Company the Pa. state. Goodville Mutual is an Excellent Rated company by AM Best and has been providing insurance in the Pa. state since 1926. They offer affordable Pa. insurance, auto insurance Pa., home insurance Pa., church insurance Pa., business insurance Pa., state farm coverage insurance Pa. The insurance company has a long history of meeting the needs of Pennsylvania’s farming community by providing farm insurance coverage that is specific to this ever changing industry.
Phil Baker is an agent representing Rain & Hail LLC. a division of ACE Indemnity which is rated Excellent by AM Best. Rain & Hail has been insuring farmers since 1919 and has an extensive line of agricultural insurance products including crop Insurance in the Pa. state and farm insurance Pa. The farm Insurance or agribusiness provides property coverage, liability coverage, and automobile insurance for commercial and private passengers. The also provide coverage for recreational vehicles and have an excess liability policy available. From family owned to complex corporate farms, we have a selection of programs to manage the risk of farming. Phil Baker represents Drive Insurance from Progressive. Drive Insurance provides competitive rates for Personal Automobile Insurance Pa., Commercial Automobile Insurance Pa., Recreational Insurance Pa., Motorcycle Insurance Pa., and Boat Insurance Pa. Progressive Insurance Pa. has been recognized by* Fortune Magazine’s “Most Admired Companies” List. *This says much about the quality of Drive Insurance.

Serving Equine insurance and Farm Insurance in Adams County Pa., Insurance Allegheny County Pa., Equine Insurance Armstrong County Pa., Farm Insurance BeaverCounty Pa., Equine Insurance Bedford County Pa., Farm Insurance Berks County Pa., Equine Blair County, Bradford County Pa., Equine Insurance Butler County Pa., Farm Insurance Cambria County Pa., Equine Insurance Cameron County Pa., Farm Insurance Carbon County Pa., Equine Insurance Centre County Pa., Farm Insurance Chester County Pa., Insurance Clarion County Pa., Farm Insurance Clearfield County Pa., Farm Insurance Columbia County Pa., Farm Insurance Crawford County Pa., Farm Cumberland County, Farm Dauphin County Pa., Equine Insurance Deleware County Pa., Farm Insurance Elk County Pa., Equine Insurance Erie County Pa., Farm Insurance Fayette County Pa., Equine Forest County Pa., Franklin County, Farm Insurance Fulton County Pa., Equine Insurance Greene County Pa., Farm Insurance Huntingdon County Pa., Equine Insurance Indiana County Pa.,JeffersonCounty Pa., Farm Insurance Juniata County Pa., Farm Insurance Lackawana County Pa., Insurance Lancaster County Pa., Equine Insurance Lawrence County Pa., Insurance Lebanon County Pa., Equine Insurance Lehigh County Pa., Luzerne County Pa., Farm Lycoming County Pa., Equine Insurance McKean County Pa., Farm Insurance Mercer County Pa., Equine Insurance Mifflin County Pa., Farm Insurance Montgomery County Pa., Montour County Pa., Equine Northumberland County Pa., Insurance Perry County Pa., Equine Insurance Potter County Pa., Insurance Schuylkill County Pa., Equine Insurance Snyder County Pa., Farm Somerset County Pa., Insurance Tioga County Pa., Equine Insurance Union County Pa., Insurance Venango County Pa., Equine Insurance Warren County Pa., Farm Insurance Washington County Pa., Farm Westmoreland County Pa., Equine Insurance Wyoming County Pa., Equine Insurance York County Pa. traeling to many cities such as : Aliquippa, Insurance Allentown, Altoona Pa., Arnold Pa., Beaver Falls Pa., Bradford Pa., Butler Pa., Farm Carbondale Pa., Chester Pa., Clairton Pa., Equine Insurance Coatesville Pa., Insurance Connellsville Pa., Insurance Corry Pa., Insurance DuBois Pa., Farm Insurance Duquesne Pa., Insurance Easton Pa., Insurance Erie Pa., Insurance Farrell Pa., Insurance Franklin Pa., Insurance Greensburg Pa., Equine Insurance Harrisburg Pa., Hazleton Pa., Farm Insurance Hermitage Pa., Insurance Jeannette Pa., Insurance Johnstown, Insurance Lancaster Pa., Insurance Latrobe, Insurance Lebanon Pa., Insurance Lock Haven Pa., Insurance Lower Burrell, Insurance Lower Burrell, Insurance Meadville Pa., Insurance Monessen, Monongahela, Nanticoke Pa., Equine Insurance New Castle Pa., Insurance New Kensington Pa., Farm Insurance Oil City, Insurance Parker, Insurance Philadelphia Pa., Equine Insurance Pittsburgh Pa., Insurance Pittston Pa., Insurance Pottsville Pa., Insurance Reading Pa., Insurance Scranton Pa., Farm Insurance Shamokin Pa., Insurance Sharon, Insurance Sunbury Pa., Insurance Titusville Pa., Farm Insurance Uniontown Pa., Insurance Warren Pa.,Insurance Washington Pa., Insurance West Chester Pa., Insurance Wilkes-Barre Pa., Insurance Williamsport Pa. and Insurance York Pa. and many more in Pa. I have a large range of Insurances such as Home Insurance for your personal items and out buildings, Farm Insurance for your farm tractors, and farm animals, Agruculture Insurance for your farm crops such as corn, wheat, soy beans, oats, hay, and much more. Business Insurance for horse drawn carriage business, Boarding horses, Equine Training, Equine Clinics, Equine Lessons, Equine Trail Riding and More. Personal Insurance for the items you have in your home such as old cars, guns, jewelery, antique furniture and more. Horse Insurance for your horses health in case of collic, injury on the horse trailer, on the road or Equine trails, Horse or Equine Farm Insurance for those that have people visiting your equine farm for equine lessons, riding or just for a visit, Life Insurance for those that which to see that the ones left behind are taken care of, Disability Insurance In case of an injury, Commercial and Farm Insurance, Equine Risk Insurance, Car and Truck Insurance in case your car is in an accident, runs off the road and causes property damage, if its stolen, broken in to, and much more...