Phil Baker Insurance Services Inc.

Email Phil Baker Insurance at or call at 610-916-9010


Homeowner's Insurance

 Your most valuable asset includes your home and providing for your financial security. With reliable and customized plans in place, you can be assured that we will “Grow with You” and as your lives change, we will recommend what will safeguard your family’s future.

Our products include:

  • Homeowner's and Renter's Insurance
    The contents of your home may be valuble and should be insured The contents of your home may be valuble and should be insured The contents of your home may be valuble and should be insured
  • Homeowners insurance provides replacement cost to your dwelling. That means if you were to have a disaster and lose the entire dwelling due to a fire, then the replacement cost coverage should pay to replace the building in its original condition. Sometimes because of the increased cost of materials and labor, the limit of insurance on the dwelling can be lower than the actual cost to replace the dwelling. Insuring to value is very important and unless the homeowner and agent regularly review the limit on the policy the insured may not find out until there is a claim that they are underinsured. This can be very costly to the homeowner if they are underinsured. If there is a partial loss, which occurs more often than a total loss, the claim payment could be a significantly less than the insured was expecting. We at Philip Baker Insurance know how important insuring to value is and provide annual review to policy holders which include cost estimation of their residents. Remember that finding out you have the wrong insurance usually occurs at the time of claim. Give us a call for a no obligation quotation.

    Home improvements increase the value of your home. It is important to make sure the increased value is considered in regards to the replacement cost of your home. This bathroom was recently remodeled using quality material from local suppliers. Ceramic tile and the water saving water closet by Kohler was provided by Lowes Home improvement Store of Wyomissing and the Vanity and Swanstone composite sink was supplied by the Do It Center at Dries Lumber& Building Materials of Macungie, PA. The Danze plumbing supplies were acquired through and .

  • Country Homes and Gentlemen Farms

  • Automobile
  • Personal Umbrella
  • Motorcycle
  • Classic Cars and Hot Rods
  • Classic Boats

Life Insurance
Disability Insurance

 An annual review of your Homeowner’s/Renter’s and Automobile Insurance can keep you from being underinsured. Things change as your life goes on. A review can help make sure you are prepared.

Coverage for homeowners includes:


  You and resident family members


  Your home
  Other structures
  Personal belongings
  Additional costs of living away from your home while it is being repaired

Free coverages:

  Inflation guard
  Other structure extension
  Watercraft liability extension
  Debris removal extension
  Personal property replacement cost
  Personal injury
  Increased coverage: Personal property
  Credit cards
  Refrigerated foods

Other coverages offered:

  Home Cover Plus – additional coverage at a discounted amount for homes that qualify.
  Mobile Home
  Country Home – for homes in the country with up to 40 acres or 4H-type animals or farm-type buildings.
  Renters Insurance – provides coverage for the contents in a rented residence.

The contents of your home may be valuble and should be insured

County Garage Door Company located at 723 Blandon Rd in Fleetwood, PA installed Garaga insulated doors and Chamberlain automatic garage door openers to this rural Maidencreek Township home. Their new quite track system and added insulation will save energy dollars for this home. The improvement adds value to this home and should be considered when the replacement cost is considered.

This is not a policy. The features found here may or may not be included in your policy depending on the type of coverages you select. Please refer to your Goodville policy for specific coverages or contact your agent for assistance.

Click here to get a quote.

Email Phil Baker Insurance at

Phil Baker Insurance Services, Inc. Located in Fleetwood Berks County, Pennsylvania, Phil Baker Insurance offers peace of mind. Equine & Horse Farms offer unique risks as the nature of horses are unpredictable and possibility of injury is inherent. We can help you with equine insurance for boarding in Pa. and equine insurance for training facility in Pa. or a startup boarding stable we can insure your farm with reliable equine insurance in Pa.coverage.

Your source for all of your Equine Insurance Pa., Farm Insurance Pa. needs.
From Pa. State Car Insurance, State Farm Insurance Pa., Equine Insurance Pa., Business Insurance Pa., Home Insurance Pa. and more in the Pa. State

Phil Baker is an agent representing the Goodville Mutual Casualty Company the Pa. state. Goodville Mutual is an Excellent Rated company by AM Best and has been providing insurance in the Pa. state since 1926. They offer affordable Pa. insurance, auto insurance Pa., home insurance Pa., church insurance Pa., business insurance Pa., state farm coverage insurance Pa. The insurance company has a long history of meeting the needs of Pennsylvania’s farming community by providing farm insurance coverage that is specific to this ever changing industry.
Phil Baker is an agent representing Rain & Hail LLC. a division of ACE Indemnity which is rated Excellent by AM Best. Rain & Hail has been insuring farmers since 1919 and has an extensive line of agricultural insurance products including crop Insurance in the Pa. state and farm insurance Pa. The farm Insurance or agribusiness provides property coverage, liability coverage, and automobile insurance for commercial and private passengers. The also provide coverage for recreational vehicles and have an excess liability policy available. From family owned to complex corporate farms, we have a selection of programs to manage the risk of farming. Phil Baker represents Drive Insurance from Progressive. Drive Insurance provides competitive rates for Personal Automobile Insurance Pa., Commercial Automobile Insurance Pa., Recreational Insurance Pa., Motorcycle Insurance Pa., and Boat Insurance Pa. Progressive Insurance Pa. has been recognized by* Fortune Magazine’s “Most Admired Companies” List. *This says much about the quality of Drive Insurance.

Serving Equine insurance and Farm Insurance in Adams County Pa., Insurance Allegheny County Pa., Equine Insurance Armstrong County Pa., Farm Insurance BeaverCounty Pa., Equine Insurance Bedford County Pa., Farm Insurance Berks County Pa., Equine Blair County, Bradford County Pa., Equine Insurance Butler County Pa., Farm Insurance Cambria County Pa., Equine Insurance Cameron County Pa., Farm Insurance Carbon County Pa., Equine Insurance Centre County Pa., Farm Insurance Chester County Pa., Insurance Clarion County Pa., Farm Insurance Clearfield County Pa., Farm Insurance Columbia County Pa., Farm Insurance Crawford County Pa., Farm Cumberland County, Farm Dauphin County Pa., Equine Insurance Deleware County Pa., Farm Insurance Elk County Pa., Equine Insurance Erie County Pa., Farm Insurance Fayette County Pa., Equine Forest County Pa., Franklin County, Farm Insurance Fulton County Pa., Equine Insurance Greene County Pa., Farm Insurance Huntingdon County Pa., Equine Insurance Indiana County Pa.,JeffersonCounty Pa., Farm Insurance Juniata County Pa., Farm Insurance Lackawana County Pa., Insurance Lancaster County Pa., Equine Insurance Lawrence County Pa., Insurance Lebanon County Pa., Equine Insurance Lehigh County Pa., Luzerne County Pa., Farm Lycoming County Pa., Equine Insurance McKean County Pa., Farm Insurance Mercer County Pa., Equine Insurance Mifflin County Pa., Farm Insurance Montgomery County Pa., Montour County Pa., Equine Northumberland County Pa., Insurance Perry County Pa., Equine Insurance Potter County Pa., Insurance Schuylkill County Pa., Equine Insurance Snyder County Pa., Farm Somerset County Pa., Insurance Tioga County Pa., Equine Insurance Union County Pa., Insurance Venango County Pa., Equine Insurance Warren County Pa., Farm Insurance Washington County Pa., Farm Westmoreland County Pa., Equine Insurance Wyoming County Pa., Equine Insurance York County Pa. traeling to many cities such as : Aliquippa, Insurance Allentown, Altoona Pa., Arnold Pa., Beaver Falls Pa., Bradford Pa., Butler Pa., Farm Carbondale Pa., Chester Pa., Clairton Pa., Equine Insurance Coatesville Pa., Insurance Connellsville Pa., Insurance Corry Pa., Insurance DuBois Pa., Farm Insurance Duquesne Pa., Insurance Easton Pa., Insurance Erie Pa., Insurance Farrell Pa., Insurance Franklin Pa., Insurance Greensburg Pa., Equine Insurance Harrisburg Pa., Hazleton Pa., Farm Insurance Hermitage Pa., Insurance Jeannette Pa., Insurance Johnstown, Insurance Lancaster Pa., Insurance Latrobe, Insurance Lebanon Pa., Insurance Lock Haven Pa., Insurance Lower Burrell, Insurance Lower Burrell, Insurance Meadville Pa., Insurance Monessen, Monongahela, Nanticoke Pa., Equine Insurance New Castle Pa., Insurance New Kensington Pa., Farm Insurance Oil City, Insurance Parker, Insurance Philadelphia Pa., Equine Insurance Pittsburgh Pa., Insurance Pittston Pa., Insurance Pottsville Pa., Insurance Reading Pa., Insurance Scranton Pa., Farm Insurance Shamokin Pa., Insurance Sharon, Insurance Sunbury Pa., Insurance Titusville Pa., Farm Insurance Uniontown Pa., Insurance Warren Pa.,Insurance Washington Pa., Insurance West Chester Pa., Insurance Wilkes-Barre Pa., Insurance Williamsport Pa. and Insurance York Pa. and many more in Pa. I have a large range of Insurances such as Home Insurance for your personal items and out buildings, Farm Insurance for your farm tractors, and farm animals, Agruculture Insurance for your farm crops such as corn, wheat, soy beans, oats, hay, and much more. Business Insurance for horse drawn carriage business, Boarding horses, Equine Training, Equine Clinics, Equine Lessons, Equine Trail Riding and More. Personal Insurance for the items you have in your home such as old cars, guns, jewelery, antique furniture and more. Horse Insurance for your horses health in case of collic, injury on the horse trailer, on the road or Equine trails, Horse or Equine Farm Insurance for those that have people visiting your equine farm for equine lessons, riding or just for a visit, Life Insurance for those that which to see that the ones left behind are taken care of, Disability Insurance In case of an injury, Commercial and Farm Insurance, Equine Risk Insurance, Car and Truck Insurance in case your car is in an accident, runs off the road and causes property damage, if its stolen, broken in to, and much more...