Phil Baker Insurance Services Inc.

















Email Phil Baker Insurance at info@philbakerinsurance.com or call at 610-916-9010
CLICK HERE

 

Homeowner's Insurance

 
 Your most valuable asset includes your home and providing for your financial security. With reliable and customized plans in place, you can be assured that we will “Grow with You” and as your lives change, we will recommend what will safeguard your family’s future.

Our products include:

  • Homeowner's and Renter's Insurance
    The contents of your home may be valuble and should be insured The contents of your home may be valuble and should be insured The contents of your home may be valuble and should be insured
  • Homeowners insurance provides replacement cost to your dwelling. That means if you were to have a disaster and lose the entire dwelling due to a fire, then the replacement cost coverage should pay to replace the building in its original condition. Sometimes because of the increased cost of materials and labor, the limit of insurance on the dwelling can be lower than the actual cost to replace the dwelling. Insuring to value is very important and unless the homeowner and agent regularly review the limit on the policy the insured may not find out until there is a claim that they are underinsured. This can be very costly to the homeowner if they are underinsured. If there is a partial loss, which occurs more often than a total loss, the claim payment could be a significantly less than the insured was expecting. We at Philip Baker Insurance know how important insuring to value is and provide annual review to policy holders which include cost estimation of their residents. Remember that finding out you have the wrong insurance usually occurs at the time of claim. Give us a call for a no obligation quotation.


    Home improvements increase the value of your home. It is important to make sure the increased value is considered in regards to the replacement cost of your home. This bathroom was recently remodeled using quality material from local suppliers. Ceramic tile and the water saving water closet by Kohler was provided by Lowes Home improvement Store of Wyomissing and the Vanity and Swanstone composite sink was supplied by the Do It Center at Dries Lumber& Building Materials of Macungie, PA. The Danze plumbing supplies were acquired through FaucetDirect.com and PlumbersSurplus.com .

  • Country Homes and Gentlemen Farms


  • Automobile
  • Personal Umbrella
  • Motorcycle
  • Classic Cars and Hot Rods
  • Classic Boats

Life Insurance
Disability Insurance
Annuities

 An annual review of your Homeowner’s/Renter’s and Automobile Insurance can keep you from being underinsured. Things change as your life goes on. A review can help make sure you are prepared.

Coverage for homeowners includes:

Liability:

Covers:
  You and resident family members

Property:

Covers:
  Your home
  Other structures
  Personal belongings
  Additional costs of living away from your home while it is being repaired

Free coverages:

  Inflation guard
  Other structure extension
  Watercraft liability extension
  Debris removal extension
  Landslide
  Personal property replacement cost
  Personal injury
  Increased coverage: Personal property
  Credit cards
  Refrigerated foods

Other coverages offered:

  Home Cover Plus – additional coverage at a discounted amount for homes that qualify.
  Mobile Home
  Country Home – for homes in the country with up to 40 acres or 4H-type animals or farm-type buildings.
  Renters Insurance – provides coverage for the contents in a rented residence.

The contents of your home may be valuble and should be insured

County Garage Door Company located at 723 Blandon Rd in Fleetwood, PA installed Garaga insulated doors and Chamberlain automatic garage door openers to this rural Maidencreek Township home. Their new quite track system and added insulation will save energy dollars for this home. The improvement adds value to this home and should be considered when the replacement cost is considered.


This is not a policy. The features found here may or may not be included in your policy depending on the type of coverages you select. Please refer to your Goodville policy for specific coverages or contact your agent for assistance.


Click here to get a quote.

Email Phil Baker Insurance at info@philbakerinsurance.com
CLICK HERE

Phil Baker Insurance Services, Inc. Located in Fleetwood Berks County, Pennsylvania, Phil Baker Insurance offers peace of mind. Equine & Horse Farms offer unique risks as the nature of horses are unpredictable and possibility of injury is inherent. We can help you with equine insurance for boarding in Pa. and equine insurance for training facility in Pa. or a startup boarding stable we can insure your farm with reliable equine insurance in Pa.coverage.

Your source for all of your Equine Insurance Pa., Farm Insurance Pa. needs.
From Pa. State Car Insurance, State Farm Insurance Pa., Equine Insurance Pa., Business Insurance Pa., Home Insurance Pa. and more in the Pa. State

Phil Baker is an agent representing the Goodville Mutual Casualty Company the Pa. state. Goodville Mutual is an Excellent Rated company by AM Best and has been providing insurance in the Pa. state since 1926. They offer affordable Pa. insurance, auto insurance Pa., home insurance Pa., church insurance Pa., business insurance Pa., state farm coverage insurance Pa. The insurance company has a long history of meeting the needs of Pennsylvania’s farming community by providing farm insurance coverage that is specific to this ever changing industry.
Phil Baker is an agent representing Rain & Hail LLC. a division of ACE Indemnity which is rated Excellent by AM Best. Rain & Hail has been insuring farmers since 1919 and has an extensive line of agricultural insurance products including crop Insurance in the Pa. state and farm insurance Pa. The farm Insurance or agribusiness provides property coverage, liability coverage, and automobile insurance for commercial and private passengers. The also provide coverage for recreational vehicles and have an excess liability policy available. From family owned to complex corporate farms, we have a selection of programs to manage the risk of farming. Phil Baker represents Drive Insurance from Progressive. Drive Insurance provides competitive rates for Personal Automobile Insurance Pa., Commercial Automobile Insurance Pa., Recreational Insurance Pa., Motorcycle Insurance Pa., and Boat Insurance Pa. Progressive Insurance Pa. has been recognized by* Fortune Magazine’s “Most Admired Companies” List. *This says much about the quality of Drive Insurance.




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